Financial Clarity for Life After 55
Independent financial guidance for senior citizens and their families—helping you preserve wealth, simplify financial decisions, and enjoy retirement with peace of mind.
Why Adarniya Setu?
Independent Advice
Advice designed around your interests—not product sales.
Senior-Focused
We simplify financial decisions for retirees and their families.
Trusted Guidance
Clear, transparent guidance when financial decisions matter most.
What We Help You With
From retirement planning to financial organisation, we help seniors and their families make informed decisions with greater clarity and confidence.
Retirement & Cash-Flow Planning
Plan for the financial realities of retirement—with clarity around income, expenses, liquidity and long-term needs.
Portfolio Review & Financial Health Check
Review your investments, deposits and financial assets to understand what you own, how it fits together and whether it continues to serve your needs.
Fixed-Income & Deposit Guidance
Evaluate deposits, bonds and other income-oriented investments with a focus on safety, liquidity, income and suitability.
Financial Organisation & Estate Assistance
Bring accounts, investments, documents and important financial information into an organised framework—with assistance in tax coordination, nomination and Will & estate-planning matters.
Financial Risk & Fraud Protection
Identify common financial risks, unsuitable financial decisions and fraud threats—and understand practical steps to protect your wealth and family.
Family & Senior Financial Guidance
Help families support ageing parents with greater clarity around financial decisions, documentation, responsibilities and long-term financial arrangements.